![]() If you’re confident that you and your partner can both hit the spending threshold, get one card each so you can double the bonus.You’ll also need to decide whether it’s better for you and your partner to each sign up for a card, or for one of you to sign up and then give the other a supplementary card. The exact definition may vary from campaign to campaign, so always refer to the T&Cs “New-to-bank” typically entails not holding any of the bank’s credit cards (as a principal cardholder) now, or in the past 12 months. ![]() if you apply for two cards from Bank A at the same time, you’ll only enjoy the bonus on the first approved card) Most sign-up bonuses will only be available for new-to-bank customers, and you can enjoy a new-to-bank bonus only once for a given bank (i.e.In that case, you’re essentially buying miles at a price of bonus miles/annual fee While some cards may allow you to enjoy a sign-up bonus without paying the first year’s annual fee, most will require payment.Instead, do bookmark the Credit Card Sign-Up Bonuses page or look out for the monthly sign-up bonus roundup for all the latest.Ī few general points to note about sign-up bonuses: Sign-up bonuses regularly change, so there’s not much point copying and pasting a static table that will quickly go out of date. Max out your sign-up bonusesĪ wedding banquet will be a big-ticket expenditure, and big ticket spending means an opportunity to hit some credit card sign-up bonuses. UOB Visa Signature, UOB Lady’s Solitaire Card). It means there’s no harm submitting an application anyway, especially for cards which are known for not enforcing their official income requirements (e.g. The key thing to remember, however, is that anything above the MAS-mandated S$30,000 is essentially an arbitrary figure (income beyond S$30,000 does affect the credit limit that can be granted, but not approval for a card per se). You might notice that some of the cards mentioned below have elevated income requirements. The vast majority of places should by now, but it’s never a given. Your banquet venue accepts in-person, contactless payments.This is crucial for maxing out the monthly caps on specialised spending cards Your banquet venue allows for monthly instalment payments, which is the standard practice in most places.Your banquet venue allows you to split the expense onto different cards (and there’s no reason why they shouldn’t, really).In the analysis below, I’m going to make several assumptions. □ Charitable Donations | □ Education | □ Food Delivery | □ Hospital Bills | ☂️ Insurance | ⛽ Petrol | □ Public Transport| □ Utilities Bills | □ Weddings Check out other category specific guides below, or the overall guide here. This guide forms part of the “best card” series. So what’s the best credit card to use for weddings? □ What’s the Best Card for… Assuming you can recoup most of that through hongbaos, however, it’s a great opportunity to mint some miles for your honeymoon. Even a medium-sized affair of 40 tables, assuming S$1,500 per table, will cost more than S$70,000 after service charge and GST. In this article, I’m going to focus on the biggest expense of any wedding: the banquet. ![]() Josephine, and how to deal with in-laws (two men are in a bar, one says to the other “my mother-in-law is an angel”, the other says “you’re lucky, mine’s still alive”).īut the most important question by far: how can you get the most miles out of your wedding? You have many important questions ahead of you, like what part of Punggol to stay in, which small space to build an altar to St. ![]()
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